Finance & Insurance Products


Mercedes-Benz Financial solutions are made to measure.

Adjust your financing to your life. Select the finance product for your car that best suits your plans

Finance & Insurance Products


Mercedes-Benz Financial solutions are made to measure.

Adjust your financing to your life. Select the finance product for your car that best suits your plans

  • STAR Agility+ Designed by your dreams

    Best way to own your Star

    Best way to own your Star

    Introducing Star Agility+, an innovative car ownership plan that thinks of you. Its 40% lower EMIs and flexible tenors make it easier than ever. At the end of your tenor, you easily upgrade your Star to a brand new one, with the opportunity to upgrade to 3 new cars over the course of 6 years. You can also enjoy your Star without a care in the world thanks to the inclusive maintenance and best assured buy-back value that comes with Star Agility+. So what are you waiting for? Drive your dream Star with your dream plan.

    Key benefits:

    •  Up to 40% Lower EMIs
    •  Inclusive Maintenance
    •  Assured Buy-back
    •  Extended Warranty
    •  Easy Upgrades
    •  Flexibility of Choice
  • STAR Finance

    Only predictable and regular monthly installments.

    Only predictable and regular monthly installments.

    STAR Finance is the traditional way of financing your vehicle of choice. There are no surprises, only predictable and regular monthly installments.

    Key benefits:

    • Ownership of vehicle at the end of the agreement
    •  Predictable repayments over an agreed period
    •  Flexible down payment and repayment period
    •  The vehicle is an asset on the balance sheet
    •  Depreciation benefit is applicable*
    •  Insurance and maintenance bundling options available
    •  Tenure offered: 12 to 84 months

    *Terms & Conditions apply

  • Structured Financing

    Flexible and Structured Financing options for Mercedes-Benz Certified cars

    Flexible and Structured Financing options for Mercedes-Benz Certified cars

    What you get under Structured Financing package is a deal where you can make regular repayments over an agreed period.

    Key benefits:

    •  Predictable repayments over an agreed period.
    •  Flexible down payment and repayment period.
    •  Tenure offered: 12 to 60 months depending on the age of the car.
    •  Competitive interest rates.
    •  Quick and hassle free processing.
    • Step-up and Step-down finance also available

    The different options are:

    • Balloon Finance: Lower monthly installments with a final payment that transfers ownership to the customer at the end of contract period.
    • Bullet Finance: Lower monthly installments with fixed payment options annually for the contract period.
  • Star Protect Insurance

    Protecting your Star

    Protecting your Star

    An understanding of security that goes further than just the car, Star Protect Insurance for your Mercedes-Benz Car program for the Mercedes-Benz car gives the protection it deserves. With great partners and comprehensive benefits, you can be assured that your car is secured and you have complete peace of mind, no matter where you are driving.

    Why Star Protect Insurance for your Mercedes-Benz Car?

    • New Star Protect packages: Star Protect Gold Plus and Star Protect Platinum Plus available with the addition of EMI covers.
    • Insurance program in collaboration with Reliance General Insurance, TATA AIG General Insurance and ICICI Lombard General Insurance.
    • Customised Star Insurance Package available till 7th year of the age of the car.
    • New top-up covers: Consumables, Conveyance benefit and Conveyance Benefit Plus
    • Cashless claims settlement at authorised workshops.
    • Assurance of repairs using genuine spare parts.
    • 24x7 access to Mercedes-Benz Financial Call Centre.
  • Star Protect Enhanced Packages

    Covers that will enhance Mercedes-Benz Car Insurance even more

    Covers that will enhance Mercedes-Benz Car Insurance even more

    Every Mercedes-Benz is different and meets the unique needs of an individual. With this understanding, Star Protect Insurance for your Mercedes-Benz Car now Introduces “covers that will enhance Mercedes-Benz Car Insurance even more."

Good reasons to finance your Mercedes-Benz.

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A range of tailor-made solutions

At Mercedes-Benz Financial, we believe that owning a Star should be hassle-free.
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Full control of costs and a high level of flexibility

With car finance, you pay for your Mercedes-Benz in manageable monthly installments – until the vehicle belongs to you at the end of the contract period or you select a new car.
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Extra protection

We can provide you with a whole host of optional additional services for completely fun driving experience.

Financing and Insurance FAQs


Questions and answers on Mercedes- Benz Finance and Insurance.

You will find an overview of the most important information here.

Financing and Insurance FAQs


Questions and answers on Mercedes- Benz Finance and Insurance.

You will find an overview of the most important information here.

    • Should I finance or lease my car?

      Should I finance or lease my car?

      There are many ways to achieve mobility. The one that suits you best depends on your needs and wishes.

      The most common form of purchasing a vehicle: you pay for your car all at once and own the vehicle straight away.  

      If you do not want to tie yourself to a vehicle in the long term then Mercedes-Benz Financial Leasing is the best way for you to drive your car. Leasing means you retain your solvency and flexibility – and you will always be driving exactly the car that suits you at that particular moment on time.

    • How long does it take to finance a car?

      How long does it take to finance a car?

      The term of your vehicle finance depends on several factors: on the one hand, the amount of the down payment is decisive – on the other hand, the monthly instalment amount. The quicker you pay off the vehicle, the quicker financing comes to an end and the vehicle is yours. You determine the finance term in conjunction with your Mercedes-Benz dealer.

    • What are the prerequisites for car financing?

      What are the prerequisites for car financing?

      You must be of legal age and of full legal capacity to secure car financing via the Mercedes-Benz Financial

    • Who owns the vehicle during the period of car financing?

      Who owns the vehicle during the period of car financing?

      During the entire period of car financing, the Daimler Financial Services India remains the owner of the vehicle. Once the last instalment has been paid off, the new or used car is transferred to your ownership. The Mercedes finance is concluded and you receive the vehicle title of ownership. The vehicle registration document is, of course, in your possession from the very beginning.

    • What is Depreciation Shield ?

      What is Depreciation Shield?

      Covers the depreciation amount on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle.

    • What is Vehicle Replacement Advantage (Return to Invoice)?

      What is Vehicle Replacement Advantage (Return to Invoice)?

      Replace insured car with a new equivalent or near equivalent car of similar make, model, inclusive of a Comprehensive Cover Policy, cost of registration including Road Tax and Octroi, payable for the new car.

    • What is Engine Protector?

      What is Engine Protector?

      Covers the consequential damage to the internal parts of the engine and/or damage to gear box arising out of water ingression/leakage of lubricating oil, due to Accidental means.

       

    • What is TYRE & RIM Safeguard?

      What is TYRE & RIM Safeguard?

      In case of damage to Tyre(s) and Rim(s) of the car arising out of bulge/puncture/burst/cut, the cost of replacement of Tyre(s) and Rim(s), (Up to 4 Tyres & 4 Rims during a policy period) is covered.  

    • What is EMI Cover?

      What is EMI Cover?

      This cover pays the EMI (not exceeding one) falling due after the accident of the vehicle in respect of the Loan availed, provided vehicle is lying in the workshop for repairs following an accident exceeding thirty (30) days due to:
      a. Non-availability of parts at the repairer or
      b. Workshop is closed due to strike/lock-out or
      c. Extensive damage to the vehicle resulting in man-hour requirement exceeding 30 days and certified by the independent surveyor appointed by the Company.
       

    • Loss of Key

      Loss of Key

      In case of irrecoverable loss of keys of the Insured Vehicle, the cost of new lock set and installation cost would be covered. The benefit is once in a policy period. The sum insured for this cover is Rs.30,000.

    • What are Consumables?

      What are Consumables?

      Coverage for the cost of consumables required to be replaced/replenished during the repair of the damaged vehicle. It includes, engine oil, gear box oil, power steering oil, coolant, AC gas oil, brake oil, AC refrigerant, battery electrolyte, windshield washer fluid, radiator coolant, nut & bolt, screw, oil filter, fuel filter, bearings, washers, clip, wheel balancing weights, and items of similar nature excluding fuel.  

    • What is Conveyance Benefit?

      What is Conveyance Benefit?

      A per day cash benefit for 7 days, if the vehicle is rendered unusable due to repairs required to be undertaken in a workshop consequent to an Accidental loss. Benefit will start after the survey is done.

      Avail Pre-approved loan with just a click

      With Mercedes-Benz Financial, the hassle of applying and waiting for your car loan to be approved are things of the past thanks to our pre-approved loans, made just for you.                                                                                                           

      Offers & Prices

      Offers & Prices

      Find out more about our limited offers and personal services.

      Video


      Star Agility+
      Designed by your dreams

      The best way to own your Mercedes-Benz is with an innovative ownership plan built for your aspirations.
      Watch the video to know how!

      Video


      Star Agility+
      Designed by your dreams

      The best way to own your Mercedes-Benz is with an innovative ownership plan built for your aspirations.
      Watch the video to know how!

      Designed by your dreams
      Watch again

      Video


      Star Protect insurance

      Exceptional care for exceptional cars.

       

       

      Discover sophisticated means to secure your Star with Star Protect Insurance.
      Watch the video to know more:


      Video


      Star Protect insurance

      Exceptional care for exceptional cars.

       

       

      Discover sophisticated means to secure your Star with Star Protect Insurance.
      Watch the video to know more:


      Designed by your dreams
      Designed by your dreams
      Watch again
      Disclaimer Terms & Conditions apply. Limited period offer. Finance is at the sole discretion of the financier. Mercedes-Benz Financial is a business division of Daimler Financial Services India Pvt. Ltd.